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Massachusetts first-time home buyer programs. Available through the Massachusetts Housing Partnership and the Massachusetts Housing Finance Agency, or MassHousing, these loans and assistance.
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They are not officially banned, but the Small Loan Act caps interest at 23% and administrative fees at $20. This applies to out-of-state lenders as well, meaning online loans are also banned. Compare installment loan providers. Although payday loans are prohibited in Massachusetts, you may find an installment loan lender that operates in your.
Borrower must meet credit, asset, income and loan limits of program and lender. Property must be located in Massachusetts and be the borrower’s primary residence. Borrower must complete a home buyer education course. Some loans have specific debt-to-income limits.